Lend NVDAB.
Earn NVDAB.
Each bStock has its own isolated lending pool. Supply earns the same bStock as yield no auto-swap, no stablecoin leg, no oracle-rate drift between supply asset and yield asset. Borrowers come from cross-margin portfolios in /portfolio.
Borrowers come from Prism's CrossMarginVault they're cross-margined by other bStocks in the same portfolio. Liquidation is on the borrower's portfolio, not on this pool, so LPs are insulated from per-asset solvency risk.
+How bStock lending works
Prism lending is isolated per bStock and denominated in the bStock itself never in dollars. Supply NVDAB, earn NVDAB; borrow MUB, repay in MUB. No oracle exchange-rate risk between supply and yield asset.
Aave-style utilization-curve pool, one per whitelisted bStock. ERC-20 LP shares. Borrowers route through CrossMarginVault for cross-margin solvency.
Lenders avoid stablecoin custody risk: the asset you supply is the asset you'll get back, with interest in the same denomination. Borrowers avoid USD-denominated debt that breaks at the first split or earnings event.
Interest accrues continuously via a global borrowIndex updated each interaction. Per-second rates follow a kink curve: low base rate, gentle slope until 80% utilization, steep slope above. Reserve factor (15% by default) is swept weekly to FeeRouter → sPRSM.
- 1.Pick the bStock you want to lend.
- 2.Approve the lending market once (no permit yet coming W4).
- 3.Call deposit(). Receive LP shares that appreciate in the same bStock terms.
- 4.Withdraw any time, subject to pool liquidity.